Financial AI for businesses built on vendors, crews, and contractors.
Cleo is the financial manager you never had to hire. It pays your vendors, gets you paid, and runs team cards. Then it keeps you on budget, catches duplicates, and breaks down every cost, from W-9 to 1099.
Free · 30 min · No credit card required



















See Cleo in action.
0+ hrs
Saved per team, every week
0
Invoices processed
$0
Total payment volume
From invoice received
to vendor paid
One platform runs the whole cycle: scanning, approvals, payments,
and books. Teams save 20+ hours a week on average.
Items
SHALLOTS PEELED 5 LB
qbCategory: Food COGS:Produce
CALAMARI TUBES CLEANED 2.5 LB
qbCategory: Food COGS:Seafood
NITRILE GLOVES 100 CT
qbCategory: Operating Supplies
Snap an invoice. Cleo reads, codes, and routes it.
Forward an email or upload a photo. AI extracts the vendor, amount, and line items, then maps every expense to your QuickBooks chart of accounts. No typing, no copy-paste.
“I stopped typing invoices into QuickBooks entirely. Cleo reads them better than I did.”
W9 Information
We use this to verify payouts and auto-prepare 1099s.
Name
As shown on your tax return (W-9 line 1)
Legal Name
Business name, if different
Tax Classification
Enter EIN (Business) or SSN (Individual)
Only shared with businesses you invoice.
Almost there!
Connect your bank account to start receiving payments and submitting invoices on Cleo Pay.
Sign in
Add your bank by signing in to it.
Or type it
Enter your routing and account numbers instead.
Checking ••••4821
Added by bank sign-in · Connected
Onboard a vendor with one link.
Send a link. Vendors complete their W-9 and add their bank by signing in to it or by entering their routing and account numbers, then they are ready to receive ACH payments.
“W-9 collection used to be a nightmare. Now vendors onboard themselves before they even walk in.”
Upcoming
$2,418.60To pay · 1
To approve · 2
| Display Name | Amount | Status | Approved By |
|---|---|---|---|
| Northside Produce | $2,418.60 | Awaiting Payment | MR Maya |
| Crown Beverage | $6,210.00 | Awaiting Approval | JL Jordan |
| Metro Security Group | $1,960.00 | Awaiting Approval | – |
| Harbor Linen | $842.15 | Paid | MR Maya |
Right people, right amounts.
Set custom approval chains for invoices and payments based on amount, GL code, or vendor. Approvers get notified, one-click approve from email or mobile.
“Approvals route themselves. The right person sees the right invoice without me chasing anyone.”
| Display Name | Amount | Status |
|---|---|---|
| Harbor Linen Linens | $842.15 | Paid |
| Bluebird Floral Events | $480.00 | Paid |
| Stagecraft AV Production | $3,500.00 | Paid |
| Crown Beverage Beverage | $6,210.00 | Awaiting Approval |
| Northside Produce Produce | $2,418.60 |
Rows per page 50
Pay vendors by ACH, same day on Growth and up.
Pay any vendor by ACH directly from the Cleo dashboard: standard ACH at no extra fee, or same-day on Growth and higher plans. Track every transfer through Scheduled, Processing, Paid, or Error.
“Cleo streamlined all of our vendor payments, so we close out events and finalize our P&L faster.”
Synced just now
Two-way QuickBooks sync.
Two-way sync with QuickBooks keeps your books accurate without manual entry. Bills, vendors, GL accounts, and payments, all in lockstep.
“Our books are reconciled by Monday morning. What used to take a week now takes a weekend.”
Union Beer Distributors
Brooklyn, NY · Since 1996
Drop an invoice to auto-fill
PDF, image, or document. AI extracts everything
Your details
Email*
Create and send invoices in seconds.
Generate a unique link or QR code. Embed it on your site or text it directly. Customers pay by bank (ACH) and the funds settle into your account.
“I send an invoice in seconds and the money lands without me chasing a single client.”
Chase Business Checking
••••4821
Get paid with a single link.
Generate a payment link for any invoice and share it via text, email, or QR code. Customers tap, pay, and you're reconciled: no follow-ups, no copy-pasting bank details.
“One universal platform, so easy even a DJ can use it. I just text a link and get paid.”
Built for
operators
Cleo has been able to streamline all of our vendor payments, enabling us to close out events and finalize our P&L faster.

Thatcher Shultz
Full:Life Hospitality
See Cleo Pay working
in your business









